In real life applications about computer programming for the purpose of financial applications as a data analyst and scientist, we could incorporate several techniques to forecasting and predicting the future in the most accurate way possible through machine learning. That is what business intelligence is about, and through the use of algorithms in real life applications.

Statistics programming languages such as R and fully programming choices such as Python, have made this possible with the finest, required and related libraries. That is due to the built in capabilities of both languages. These mentioned tools allow us to do data gathering, cleaning, preprocessing, manipulation visualization and interpretation, for the most accurate reports in the market.